Back in the US I thought that it was a big deal to open a bank account when I opened my first one, but it ended up being extremely easy. France... Not so much. I asked around to see if I could find a bank that spoke English to make things easier. Which was great, until I saw the requirements for opening a bank account. The requirements were: * Passport and Visa
- Last two months bank statements
- A document showing that I am studying in Paris
AND my favorite one
*Proof of where I am staying. Such a French utility bill with my address
OR
*Proof of where I am staying: parent’s utility bill
I could easily do the first three, but not the last one. I kind of wanted the bank account to start a utility bill....
After several emails the banker came to the conclusion that I could use my cellphone bill back in the US. But really I can’t since it’s in my mother’s name (and I just pay the bill). Nor would a statement from my foyer saying that I live here would work.
Eventually it was becoming quite obvious that there was no way that I was going to be able to open a bank account when suddenly something amazing happened. Our program director was given some pamphlets for a bank that regularly works with international students. For this bank the only thing that they asked for was my passport et voilà it was all finished! Signed a few papers, was told that in six months I will have to pay 2,50 euros a month for my account, and that I will need to come back within a week for my bank card.
For the first time in my life, after having a few bank accounts, I can actually say I love my bank. Every time I come in the banker automatically knows who I am. When I went to get my bank card she had it ready for me. When I went to deposit money into my account she knew my information and didn’t ask me to present any identification at all. One time she asked me for a proof of address, and took a random piece of paper I had that was in a packet for my GU program. It is the best experience I have ever had in a bank before, with a close second of Bank of America and the banker actually showing me how to use everything and staying half an hour after close with me. The only problem I have with it is that I can only add money to my account Tuesday, Thursday and Friday from 9:00-12:30. Even then I can easily just hop on over to the bank in between classes since it’s so close to my university. My bank is AWESOME.
Part Two: the cellphone
First, in order to get a forfait, or... subscription, yes I already forgot what it is in English, with a cellphone company in France you need to have a French bank account. And in order to get a French bank account you need to have a utility bill from something such as a cellphone company... Hmmmmmmm. That’s a nice circle.
Anyways, after I opened my French bank account I was finally able to make start my forfait with Free. In order to do so, it was quite funny to me, I had to enter my French bank information. Then after that I had to pay for my Nano SIM card and I couldn’t use my French bank account since I hadn’t received my debit card, and I had no idea what the number was. Soooo, just to make sure I tried everything I possibly could I put in my Bank of America debit card information, was brought to a BofA confirmation website and was able to buy my SIM card using my American account. So I used two different accounts throughout the process. Understanding how this worked still confuses me.
My Free forfait costs me 20,00 euros a month which converts to around $26. In my forfait I have unlimited phone calls within France, and then also to mobile and landlines in the US, Canada, along with I think 41 other countries. Unlimited text messages in France. And 3GB of data, which doesn’t seem like a lot but when you count in Free’s hundreds of WiFi hotspots you rarely ever have to use data. Compared to my US bill of around $160 a month for two phones with unlimited calls and texts only in the US, and 1GB of data I will gladly take my French account any day. Especially with how much it has cost me the last week to call back home, which I refuse to tell anyone the cost because it is so outrageous.